---

(
    SELECT string_agg(
        DISTINCT ms.name,
        ', ' ORDER BY ms.name
    )
    FROM prod_line.pens_product_param_pl p_type

    JOIN prod_line.param_pl def_type
        ON def_type.id = p_type.param_pl_id

    JOIN prod_line.pens_product_param_pl_hb_param_pl_multiselect pm
        ON pm.pens_product_param_pl_id = p_type.id

    JOIN prod_line.hb_param_pl_multiselect ms
        ON ms.id = pm.hb_param_pl_multiselect_id

    WHERE p_type.pens_product_id = pp.id
      AND def_type.name = 'Тип выплаты'
) AS payment_type,